{"id":4736,"date":"2025-07-27T08:55:41","date_gmt":"2025-07-26T23:55:41","guid":{"rendered":"https:\/\/eternalsphere.net\/echoes\/?p=4736"},"modified":"2026-06-06T06:32:29","modified_gmt":"2026-06-05T21:32:29","slug":"n18epxycjttf8xw","status":"publish","type":"post","link":"https:\/\/eternalsphere.net\/echoes\/index.php\/2025\/07\/27\/n18epxycjttf8xw\/","title":{"rendered":"\u65e5\u672c\u4e0e\u53f0\u6e7e\u533b\u7597\u4fdd\u969c\u5236\u5ea6\u6df1\u5ea6\u5bf9\u6bd4"},"content":{"rendered":"\n<p 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class=\"wp-block-paragraph\">\u65e5\u672c\u7684\u5168\u6c11\u5065\u5eb7\u4fdd\u9669\u5236\u5ea6\u6700\u65e9\u53ef\u8ffd\u6eaf\u81f31961\u5e74\u5168\u9762\u5b9e\u65bd\u7684\u300a\u56fd\u6c11\u5065\u5eb7\u4fdd\u9669\u6cd5\u300b\u3002\u8be5\u5236\u5ea6\u4e3b\u8981\u7531\u4ee5\u4e0b\u51e0\u79cd\u4fdd\u9669\u6784\u6210\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u96c7\u5458\u5065\u5eb7\u4fdd\u9669\uff08Employees\u2019 Health Insurance\uff09<\/strong><\/li>\n\n\n\n<li><strong>\u56fd\u6c11\u5065\u5eb7\u4fdd\u9669\uff08National Health Insurance\uff09<\/strong>\uff1a\u4e3b\u8981\u8986\u76d6\u81ea\u96c7\u8005\u3001\u9000\u4f11\u8005\u3001\u975e\u5c31\u4e1a\u4eba\u53e3\u7b49\u3002<\/li>\n\n\n\n<li><strong>\u540e\u671f\u9ad8\u9f84\u8005\u533b\u7597\u5236\u5ea6<\/strong>\uff1a\u4e13\u4e3a75\u5c81\u4ee5\u4e0a\u9ad8\u9f84\u8005\u8bbe\u7acb\u3002<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u79cd\u591a\u5143\u5316\u7ed3\u6784\u7531\u5730\u65b9\u653f\u5e9c\u4e0e\u6c11\u95f4\u4fdd\u9669\u56e2\u4f53\u5171\u540c\u8fd0\u8425\uff0c\u5f62\u6210\u4e86\u201c\u591a\u4fdd\u9669\u8005\u201d\u7684\u5236\u5ea6\u7279\u8272\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u53f0\u6e7e\uff1a\u7edf\u4e00\u7684\u5355\u4e00\u4fdd\u9669\u4f53\u5236<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u53f0\u6e7e\u81ea1995\u5e74\u8d77\u6574\u5408\u539f\u6709\u7684\u591a\u79cd\u793e\u4f1a\u4fdd\u9669\uff0c\u6210\u7acb\u7edf\u4e00\u7684\u201c\u5168\u6c11\u5065\u5eb7\u4fdd\u9669\uff08National Health Insurance, NHI\uff09\u201d\uff0c\u7531\u4e2d\u592e\u5065\u5eb7\u4fdd\u9669\u7f72\uff08\u96b6\u5c5e\u4e8e\u536b\u751f\u798f\u5229\u90e8\uff09\u7edf\u4e00\u7ba1\u7406\u3002\u5168\u56fd\u4eba\u6c11\uff08\u5305\u62ec\u5916\u7c4d\u5408\u6cd5\u5c45\u7559\u8005\uff09\u7686\u7eb3\u5165\u540c\u4e00\u5236\u5ea6\u6846\u67b6\uff0c\u5b9e\u65bd\u7edf\u4e00\u7f34\u8d39\u3001\u7edf\u4e00\u670d\u52a1\u3001\u7edf\u4e00\u4fe1\u606f\u7cfb\u7edf\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5bf9\u6bd4\u8bc4\u4ef7\uff1a<\/strong><br>\u65e5\u672c\u5236\u5ea6\u5f39\u6027\u9ad8\uff0c\u4f46\u5236\u5ea6\u590d\u6742\u3001\u7ba1\u7406\u6210\u672c\u9ad8\uff1b\u53f0\u6e7e\u5236\u5ea6\u96c6\u4e2d\u3001\u6548\u7387\u9ad8\uff0c\u4f46\u98ce\u9669\u96c6\u4e2d\uff0c\u5f39\u6027\u8f83\u4f4e\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\">\u4e8c\u3001\u8d22\u52a1\u4e0e\u652f\u4ed8\u673a\u5236<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u4fdd\u8d39\u7ed3\u6784\u5bf9\u6bd4<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u9879\u76ee<\/th><th>\u65e5\u672c<\/th><th>\u53f0\u6e7e<\/th><\/tr><\/thead><tbody><tr><td>\u4e3b\u8981\u652f\u4ed8\u65b9<\/td><td>\u96c7\u5458\u3001\u96c7\u4e3b\u3001\u653f\u5e9c\u4e09\u65b9\u5171\u540c\u5206\u62c5<\/td><td>\u540c\u4e0a<\/td><\/tr><tr><td>\u6536\u8d39\u65b9\u5f0f<\/td><td>\u6309\u6536\u5165\u3001\u5c45\u4f4f\u5730\u3001\u5e74\u9f84\u7b49\u5dee\u5f02\u5316\u8ba1\u7b97<\/td><td>\u4f9d\u6536\u5165\u7ea7\u8ddd\u6536\u53d6\u7edf\u4e00\u4fdd\u8d39\uff0c\u4f4e\u6536\u5165\u8005\u4eab\u6709\u8865\u52a9<\/td><\/tr><tr><td>\u653f\u5e9c\u8865\u8d34<\/td><td>\u8f83\u9ad8\uff0c\u5c24\u5176\u5bf9\u8001\u5e74\u4eba\u548c\u4f4e\u6536\u5165\u7fa4\u4f53<\/td><td>\u653f\u5e9c\u7ea6\u627f\u62c530~40%\u6574\u4f53\u5065\u4fdd\u652f\u51fa<\/td><\/tr><tr><td>\u8d1f\u62c5\u673a\u5236<\/td><td>\u9ad8\u9f84\u793e\u4f1a\u5bfc\u81f4\u653f\u5e9c\u8d1f\u62c5\u9010\u5e74\u4e0a\u5347<\/td><td>\u8d22\u653f\u538b\u529b\u957f\u671f\u5b58\u5728\uff0c\u5e38\u900f\u8fc7\u8ffd\u52a0\u9884\u7b97\u5f25\u8865<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u533b\u7597\u8d39\u7528\u652f\u4ed8\u65b9\u5f0f<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u65e5\u672c<\/strong>\uff1a\u591a\u91c7\u7528\u201c\u6309\u9879\u76ee\u8ba1\u916c\u201d\uff08Fee-for-Service, FFS\uff09\uff0c\u8fd1\u5e74\u9010\u6b65\u5bfc\u5165DRG\uff08Diagnosis-Related Groups\uff09\u548c\u603b\u989d\u63a7\u5236\u673a\u5236\u3002<\/li>\n\n\n\n<li><strong>\u53f0\u6e7e<\/strong>\uff1a1998\u5e74\u8d77\u5b9e\u65bd<strong>\u603b\u989d\u652f\u4ed8\u5236\u5ea6<\/strong>\uff08Global Budget\uff09\uff0c\u63a7\u5236\u6574\u4f53\u652f\u51fa\u589e\u957f\uff0c\u907f\u514d\u201c\u8d8a\u505a\u8d8a\u8d5a\u201d\u95ee\u9898\u3002<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5bf9\u6bd4\u8bc4\u4ef7\uff1a<\/strong><br>\u53f0\u6e7e\u7684\u603b\u989d\u652f\u4ed8\u5236\u5ea6\u6709\u6548\u63a7\u5236\u4e86\u6210\u672c\u4e0a\u6da8\uff0c\u4f46\u53ef\u80fd\u6291\u5236\u533b\u9662\u521b\u65b0\u610f\u613f\uff1b\u65e5\u672c\u867d\u63a7\u5236\u8f83\u677e\uff0c\u4f46\u670d\u52a1\u5f39\u6027\u8f83\u9ad8\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\">\u4e09\u3001\u5c31\u533b\u81ea\u7531\u5ea6\u4e0e\u533b\u7597\u884c\u4e3a<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u6307\u6807<\/th><th>\u65e5\u672c<\/th><th>\u53f0\u6e7e<\/th><\/tr><\/thead><tbody><tr><td>\u5c31\u533b\u6d41\u7a0b<\/td><td>\u591a\u6570\u533b\u7597\u673a\u6784\u9700\u5148\u7ecf\u5bb6\u5ead\u533b\u751f\u6216\u521d\u7ea7\u7167\u62a4\u8f6c\u8bca<\/td><td>\u5168\u6c11\u53ef\u76f4\u63a5\u524d\u5f80\u4efb\u4f55\u533b\u9662\u6216\u8bca\u6240\uff0c\u65e0\u9700\u8f6c\u8bca<\/td><\/tr><tr><td>\u533b\u7597\u81ea\u7531\u5ea6<\/td><td>\u4e2d\u7b49\uff0c\u9010\u6b65\u5f3a\u8c03\u201c\u5148\u521d\u7ea7\uff0c\u540e\u4e13\u79d1\u201d<\/td><td>\u6781\u9ad8\uff0c\u9020\u6210\u90e8\u5206\u533b\u7597\u8d44\u6e90\u6d6a\u8d39<\/td><\/tr><tr><td>\u533b\u7597\u9891\u7387<\/td><td>\u5e74\u574713~14\u6b21\/\u4eba\uff08OECD\u4e2d\u504f\u9ad8\uff09<\/td><td>\u5e74\u574715\u6b21\/\u4eba\uff0c\u4e16\u754c\u7b2c\u4e00<\/td><\/tr><tr><td>\u836f\u7269\u4f7f\u7528<\/td><td>\u4e25\u683c\u5206\u7ea7\u7ba1\u7406<\/td><td>\u5f00\u653e\u5ea6\u9ad8\uff0c\u6c11\u4f17\u504f\u597d\u201c\u770b\u8bca+\u62ff\u836f\u201d<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5bf9\u6bd4\u8bc4\u4ef7\uff1a<\/strong><br>\u53f0\u6e7e\u5236\u5ea6\u5c31\u533b\u6781\u4e3a\u4fbf\u5229\uff0c\u533b\u7597\u666e\u53ca\u5ea6\u9ad8\uff1b\u4f46\u7f3a\u4e4f\u5206\u7ea7\u8bca\u7597\u673a\u5236\uff0c\u5bfc\u81f4\u8d44\u6e90\u9ad8\u5ea6\u96c6\u4e2d\u5728\u5927\u578b\u533b\u9662\uff0c\u57fa\u5c42\u533b\u7597\u529f\u80fd\u8f83\u5f31\u3002\u65e5\u672c\u8f83\u5f3a\u8c03\u5236\u5ea6\u89c4\u8303\u4e0e\u533b\u7597\u5206\u5de5\uff0c\u4f46\u5728\u90e8\u5206\u5730\u533a\u4e5f\u5b58\u5728\u8d44\u6e90\u5206\u5e03\u4e0d\u5747\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\">\u56db\u3001\u4fe1\u606f\u5316\u4e0e\u7ba1\u7406\u6548\u7387<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u53f0\u6e7e\uff1a\u5168\u7403\u9886\u5148\u7684\u5065\u4fddIC\u5361\u7cfb\u7edf<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u53f0\u6e7e\u7684\u5065\u4fdd\u5361\u5177\u5907\u4e2a\u4eba\u75c5\u5386\u3001\u7528\u836f\u5386\u53f2\u3001\u5c31\u8bca\u8bb0\u5f55\u7b49\u4fe1\u606f\uff0c\u533b\u7597\u673a\u6784\u5b9e\u65f6\u8bfb\u53d6\uff0c\u5927\u5e45\u63d0\u9ad8\u4e86\u884c\u653f\u6548\u7387\u5e76\u964d\u4f4e\u91cd\u590d\u68c0\u67e5\u7684\u98ce\u9669\u3002\u5065\u4fdd\u7f72\u5e76\u501f\u52a9\u5927\u6570\u636e\u5206\u6790\u8fdb\u884c\u8bc8\u9a97\u4fa6\u6d4b\u3001\u7528\u836f\u8bc4\u4f30\u7b49\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u65e5\u672c\uff1a\u4fe1\u606f\u5316\u53d1\u5c55\u8f83\u6162<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5c3d\u7ba1\u65e5\u672c\u533b\u7597\u4f53\u7cfb\u53d1\u8fbe\uff0c\u4f46\u7531\u4e8e\u4fdd\u9669\u5206\u6563\u3001\u5730\u65b9\u81ea\u6cbb\u4f20\u7edf\u5f3a\uff0c\u5065\u4fdd\u4fe1\u606f\u7cfb\u7edf\u63a8\u8fdb\u8f83\u6162\uff0c\u533b\u9662\u95f4\u6570\u636e\u5171\u4eab\u4ecd\u975e\u5168\u9762\u5b9e\u73b0\u3002<\/p>\n\n\n\n<p 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